Auto Insurance, Homeowners’ Insurance And Health Insurance Assistance
Personal Injury Attorneys Helping You Obtain Insurance Benefits
When you are injured in an accident caused by a negligent person, chances are you will have to negotiate with that person’s insurance company or your own insurer. Insurance companies are big businesses — and as such, they can be exceptionally difficult to negotiate with. Because they have little incentive to pay you fully on your injury claim, they have a tendency to wrongfully deny or undervalue payments.
At NRS Injury Law, our Ohio injury attorneys regularly deal with insurance companies. Our team is dedicated to getting your full and rightful compensation, whether through demand letters and negotiations or through aggressive litigation. Our Ohio insurance attorneys help with all types of insurance providers, including: auto insurers, homeowners’ liability insurers and health insurers.
Ohio Uninsured And Underinsured Motorist Coverage
Uninsured motorist (UM) coverage is an option you can purchase from your auto insurance company to provide compensation to you, your family and passengers in case you are injured in an auto accident caused by a negligent driver who has no insurance. Another option is underinsured motorist (UIM) coverage, which provides you with compensation if a negligent driver has insurance, but not enough to cover the full costs of your injuries. These coverage options help pay for medical bills, lost wages and other damages.
Homeowners’ Insurance, Slip-And-Falls, And Dog Bites
If you have been injured in an accident that occurred on someone else’s property, you may be able to recover compensation from that person’s homeowners’ insurance. Homeowners’ insurance covers injuries from a slip-and-fall or a trip-and-fall caused by dangerous or defective conditions such as: broken steps, slippery floors or poor lighting. Many homeowners’ insurance policies also offer coverage for injuries caused by dog bites. Our insurance lawyers can assist you with all of these conditions and get you the compensation you deserve.
Health Insurance And Medical Payments
If you were injured because of a negligent third party, such as in a car accident, in a workplace accident or by medical negligence, it is essential that your health insurance cover your medical expenses. Our insurance lawyers work hard to make sure you receive the medical care that you need after an accident or injury and help you enforce your rights against insurers and negligent parties.
Subrogation Of Insurance Claims
When an insurance company pays you on a claim for injuries caused by a negligent third person, the company may still pursue the negligent party in court to recover the payments made to you in a subrogation action. When you recover compensation for your injuries directly from the negligent party, your insurance company may recover any money paid to you, but you keep any funds in excess of those payments.
