The Effects of Declining Ohio Workers’ Compensation Coverage on Small Businesses and Self-employed
In Ohio, Workers’ Compensation is provided by the state government through a state insurance fund. This insurance is funded by employers, who pay into the system as required by law. In Ohio, every employer who has one or more employees must pay into the state Worker’s Compensation insurance fund. In return for payment into the fund, the company is in compliance with the law and also has the benefit of receiving Workers’ Compensation insurance coverage. Unfortunately some employers choose not to pay into this state-mandated insurance fund
Workers’ Compensation Settlements and Social Security Disability Offsets
In some cases, the hard fought efforts at negotiating a favorable workers’ compensation settlement is only the beginning of the battle. Having negotiated a good settlement, the last thing a workers’ compensation practitioner wants is an angry client, frustrated that his or her workers’ compensation settlement results in a substantial reduction in his or her client’s Social Security Insurance disability benefits (DIB). If a client is receiving DIB, or maybe eligible in future for this benefit, thoughtful efforts must be put into drafting an agreement to ensure the injured worker’s DIB potential offset is minimized or eliminated.
Report Your Work Injury Immediately
Posted by: Admin on January 2, 2015 in Workers Compensation
I have a lot of people ask me, I was injured on the job, should I report it? The short answer is yes. To protect yourself when you are injured on the job, it needs to be documented immediately. Whether or not immediate medical attention is required, tell your supervisor. If your supervisor is not there, send an email, leave a voice mail, or report to another supervisor there. Further, some employers have written policies that require the immediate reporting of any injury.
Medical Device used in Hysterectomies and Fibroid Removal Shown to Cause Increased Cancer Risk
Laparoscopic Power Morcellators found to increase risk of cancer when used in fibroid removal and hysterectomy procedures
Inadequate Machine Guards Can Result in Serious Work Injuries
Posted by: Admin on December 1, 2014 in Workers Compensation
Lack of or inadequate guards on machines have the potential to cause serious work injuries. OSHA reports that missing or inadequate guards account for a majority of their citations.
What are the time limits to file a Workers’ Compensation Claim?
Posted by: Admin on November 12, 2014 in Workers Compensation
Generally speaking there is a two year time limit in which to file a workers' compensation claim. The claim must be filed within two years from the date of the injury. For example, if someone is at work and lifts a box and injures his or her back on October 31, 2014, that person has until October 31, 2016 to file the claim with the Ohio Bureau of Workers' Compensation. There are instances when that time limit can be extended depending on whether a self insured employer had knowledge of an injury and paid benefits to the injured worker when the injury occurred. Those situations can get complicated and need to be discussed with an attorney to see if a claim filed after two years can be deemed timely filed based on the actions of the self insured employer at the time of the injury.
Social Media Impact on Workers’ Compensation Claims
Posted by: Admin on November 3, 2014 in Workers Compensation
Social media is everywhere these days. From Facebook to YouTube to Twitter to Instagram, there are more ways than ever to communicate with the world. What individuals who suffer work-related injuries often fail to realize until it’s too late is that what they post on these websites have extremely negative impacts on their workers’ compensation case.
Property Damage: Diminution of Value
After a motor vehicle accident, dealing with property damage to your vehicle can be a frustrating task. You may wonder how you will be compensated for the damage to your vehicle. Are you entitled to recover the cost of repair? The difference in market value of your vehicle immediately before and immediately after the accident? The difference in market value of your vehicle immediately before the accident and immediately after your vehicle has been repaired?
Restaurant liability for foreign objects found in food
Persons injured by foreign objects in food may be entitled to assert legal claims and seek damages from any entity whose oversight allowed the foreign object to be undetected prior to sale or service of food. In some circumstances, the food’s seller can be held liable for the consumer’s damages. Depending upon the facts of the case, tort claims against the manufacturer, preparer or seller of the food product. If there is evidence of an intentional alteration of the food with a foreign object, then the victim may also be able to assert additional claims.
Bicycle Rules of the Road
As bicycling becomes more popular in Cleveland, it makes sense to understand the rules of the road and your responsibilities as you bike around town.