Insurance Coverage Blogs

Road Rage Can Cause Vehicle Damage and Personal Injuries, and Affect Insurance Coverage—Know Your Rights

Posted by: Admin on July 28, 2016

Roads throughout Cleveland and other Ohio cities are filled with thousands of vehicles all jockeying for position in the course of traveling their intended routes. If you’re part of that mix, it’s likely that you’ve encountered aggressive or even reckless drivers through the years—drivers tearing and weaving through traffic at unsafe speeds, tailgating, passing on the berm and ignoring street lights, stop signs and other road markers. Such aggressive/reckless driving can cause angst among any or all drivers involved.

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Two Workers’ Compensation Trends to Watch in 2016

Posted by: Admin on February 15, 2016

As we work our way through the first quarter of 2016, we wanted to highlight two timely trends that may likely impact workers’ compensation this year—and possibly for years to come.

Politics: How Might The 2016 Election Impact Workers’ Compensation Laws?

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Uber Insurance Legislation Awaits Governor’s Signature – What It Means for You

Posted by: Admin on January 14, 2016

A bill enacted in December 2015 by the Ohio General Assemblyestablishes uniform insurance requirements for transportation service companies, including Uber and Lyft. The law will become effective on March 23.

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Vehicle Damage and Your Insurance Coverage

Posted by: Admin on June 20, 2014

Oh no! You’ve been in a car accident. Thankfully, no one has been injured. Unfortunately, your car hasn’t been as lucky. It’s pretty banged up, and with each passing moment, you fill with dread as thoughts swirl through your head – how much will this cost to repair, will my car have to be replaced, what will I drive in the meantime. One thought brings you comfort in this most dire of circumstances – I HAVE CAR INSURANCE. You quickly scramble to find your policy, buried somewhere in your glove compartment beneath a barrage of children’s toys, fast food napkins, and other odds and ends, but give up quickly, resorting to your trusty smart phone for help – it will have the answer, you think. Siri directs you to this website, and there it is, exactly what you need, a blog post with all the answers to quell your restless mind. You kick back with a cold beverage as you read on.

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Auto Insurers Play Hard Ball And Injured Parties Get Caught Looking

Posted by: Admin on April 18, 2014

While the automobile insurance companies flood the airwaves with clever commercials and catchy jingles about their low rates, accessibility, and commitment to “being there” for their customers, the reality is a much less personal, more anonymous, and an entirely bottom-line profit-maximizing business model, when it comes to claims adjusting, that far too often boils claim evaluation down...

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Don’t Sign Away Your Rights: Games Insurance Agents Play

Posted by: Admin on January 21, 2014

You have been involved in an accident. The insurance company makes you an offer. What do you do? First, recognize that insurance companies are businesses with the purpose of making money. They do not have your best interests at heart. Next, learn their tactics so you can beat them at their own game. The American…

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Ohio Auto Insurance Regulations — Are You Covered?

Posted by: Admin on December 17, 2013

You are probably aware that you need auto insurance to drive in Ohio, but how do you choose how much and what kind? You must carry at least the minimum liability coverage under Ohio’s Financial Responsibility Law. However, this bare minimum may not be enough to cover the full amount of damages sustained in a…

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The Reasonable Value of Medical Services for Injuries Suffered in an Automobile Accident

Posted by: Admin on December 9, 2013

When pursuing a claim for injures suffered in a car accident, the auto insurance companies will want to talk about the reasonable value of medical services. Isn’t this just what the hospital or other medical provider charges for their services? Not always. Medical providers will often accept…

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Pitfalls to Getting Your Hospital Bills Paid After an Automobile Accident

Posted by: Admin on December 2, 2013

Following an automobile accident, you or a loved one are typically taken or go to an emergency room. The hospital is willing to treat you but wants to get paid as much as it can for the bill. Even though someone else caused your accident and should be responsible for your bills, rest assured that the...

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Be Careful on Ohio Roads in October – It’s Deer Season

Posted by: Admin on October 2, 2013

October, November and December are the most likely months for Ohio Motorists to encounter a deer on the roadway. Unfortunately, many deer strikes leave the motorist injured, with property damage and no insurance coverage. The only coverage that may help when you strike a deer is comprehensive/collision (to repair your automobile – less your deductible)...

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