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Workers’ Comp

What You Need to Know About Workers’ Compensation and Light Duty, Return-to-Work in Ohio

No one wants to experience an injury at work. But when an injury occurs, it’s important to know your rights and how you should proceed when offered return-to-work assignments by your employer. The State of Ohio has rules and regulations on workers’ compensation.[1] These include criteria for Temporary Total Disability payments (TTD) for injured workers who are unable to return…

Three Common Misconceptions About Workers’ Compensation

There are many myths and misconceptions about workers’ compensation benefits and it can be hard to determine what’s real and what isn’t. If you’ve never filed a claim, the following three misconceptions may discourage you from filing a claim or speaking with an attorney. Here’s what you need to know—then call NRS if you need further assistance. Misconception 1: You…

The Difference Between State-Funded and Self-Insured Employers

The vast majority of Ohio employers are required by the Bureau of Workers’ Compensation (BWC) to carry workers’ compensation insurance. They can choose between State-funded or Self-insurance. Since workers’ compensation provides for lost wages, medical compensation and certain other benefits, you’ll want to make sure that your workplace is insured. Does it matter whether they’ve chosen state-funded insurance or if…

What Happens if My Work Injury Medical Bills Are Submitted to My Insurance Company?

Workers’ compensation is intended to cover medical bills and lost income from work-related injuries. When you suffer a workplace injury, you may need medical treatment before your workers’ compensation claim is approved. Since many people cannot afford to pay medical bills out of pocket, you may feel obligated to submit your own insurance information. What does that mean for your…

How Medical Restrictions Can Affect When or if You Return to Work

When you’re injured on the job, you’ll need time to heal. In most cases, you’ll eventually return to work in some capacity. Depending on the injury, however, your medical restrictions may make it inadvisable or impracticable to go back to your old duties. Your medical provider will evaluate you to determine whether you’re physically able to do your job, given…

How Long Does a Workers’ Compensation Claim Remain Open?

One common question workers’ compensation clients have is how long their claim will remain open. This is not to be confused with the statute of limitations, which dictates how long you have to submit a workers’ compensation claim. The length of time a case stays open is important. If your approved workers’ compensation injury or occupational disease requires additional treatments…

Can You Receive Workers’ Compensation at a Part-Time Job?

Whether you work one part-time job or multiple jobs, you still run the risk of sustaining injuries at work. Part-time employees may even be more at risk for injury than full-time employees. When injuries occur, can you claim workers’ compensation benefits? The State of Ohio requires employers to carry workers’ compensation insurance, with rare exceptions. If you are considered an…

Are You in a Dangerous Workplace?

Workers’ compensation is designed to assist employees who have been injured on the job. Unfortunately, some employers may operate a dangerous workplace—one where you’re more likely to get injured while working. While many workplace injuries are relatively minor, some injuries can result in lifelong medical conditions or even loss of life. If you or a loved one was hurt on…

Does Your Injury Need to Be “Serious” to Receive Workers’ Compensation?

There are many myths surrounding workers’ compensation. One damaging myth is the idea that your workplace injury needs to be “serious” to receive workers’ compensation benefits. You might feel awkward asking your employer to pay for costs associated with a minor sprain, for example, but that’s why the program exists. It’s better to report a minor injury right away. If…

How You Can Use Workers’ Compensation Payments

When you’re injured or contract an illness on the job, you may be eligible for workers’ compensation. Injuries and illnesses in the course and scope of your employment are covered under the state’s workers’ compensation program, whether you sprained your ankle or sustained a spinal injury. Most people know that their workers’ compensation payments should cover medical costs. If you’re…

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